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At each stop she’d wire another chunk of money to Sinclair.Sometimes, if her phone bill was due or her refrigerator was barren, she kept a few dollars for herself.As soon as Elrod would exit First Community with a bundle of and 0 bills in her purse, she’d hang a right and walk across the parking lot to Ridgeview Plaza, a vast and featureless shopping mall surrounded by scraggly woods.She would pass by the drive-through tobacco outlet, the Dollar Tree, and Bellacino’s Pizza & Grinders en route to the mall’s centerpiece, a typically gargantuan Walmart.“My name is Duke, I am from Aberdeen do you know where? I have a son named Kevin and by the Grace of God I will meet that someone again.”The typical Facebook user would likely recognize such a note as bait, but Elrod was in a place in her life that made her vulnerable to such flattery.She was in the midst of divorcing her husband of 14 years; his legal woes (including arrests for benefits fraud and making a false bomb report) had strained their marriage.“He wasn’t like the little boys I was used to dealing with—he was the opposite of that, so sincere, so caring,” Elrod says.“It wasn’t always about him, it was about me, about everyday stuff in my life.” Within weeks of their initial Facebook encounter, Elrod was telling Mc Gregor her most intimate secrets; he, in turn, was emailing her lists with titles like “100 Things We’ll Do Together Before We Die.” By the end of April 2011—only a month into their romance—they were discussing marriage.

She discovered that message in March 2011, 20 months before opening her First Community account, while cleaning out her junk-strewn “Other” mailbox during a respite at a Charlotte mall.As part of this blossoming relationship, Elrod grew close to Mc Gregor’s son, Kevin, a 17-year-old boarding school student in Manchester, UK.The boy wrote her bubbly emails about his closest school chum and his plans for Senior Day.But more often than not, she ended the day no richer than she’d started.As she waited for the Bluefield Area Transit bus to whisk her back to West Virginia, Elrod would think about her fiancé, a Scottish oil worker she’d met online.

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Elrod never let this money linger: She always showed up at the bank a few hours after a transfer cleared, to withdraw as much as $9,500 in cash.